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Best 10 Apps That Pay You Real Money Instantly

I’ve always been on the lookout for ways to make some extra cash in my free time. Over the past year, I’ve tried many different apps that pay you real money instantly. Some were great, while others were just okay. Here, I’m sharing my personal experience with the best money-making apps that pay you instantly and how their payment systems work.

10 Apps That Pay You Real Money Instantly


Swagbucks is one of the most popular apps for making money. You can earn points by doing various tasks like taking surveys, watching videos, playing games, and even shopping online.


    • Lots of ways to earn points

    • Easy to redeem points for cash or gift cards

    • Free to join


    • Some tasks pay very little

Payment System: You can redeem your Swagbucks points for PayPal cash or gift cards to popular retailers like Amazon and Walmart. The minimum payout threshold is usually 300 SB (equivalent to $3), and you receive your payment within a few days.

I use Swagbucks mostly for taking surveys and watching videos. It’s an easy way to earn some extra money during my downtime. I’ve cashed out a few times, and while it won’t make you rich, it’s reliable for some extra pocket money.

2.Survey Junkie

Survey Junkie is all about taking surveys. You sign up, fill out your profile, and they match you with surveys that fit your interests. Each survey pays you in points that you can convert to cash or gift cards. The surveys can range from a few minutes to half an hour.

Pros:Easy to sign up and use

Surveys are interesting and varied


Cons:Limited number of surveys available

Payment System: Once you reach 500 points, you can redeem your earnings through PayPal, bank transfer, or gift cards. Payments are processed quickly, usually within 24 hours.

I like Survey Junkie because it’s straightforward and user-friendly. The payouts are decent for the time spent. I find it a great way to make some quick money while watching TV or relaxing at home.

Google Opinion Rewards

Google Opinion Rewards is a simple app where you answer quick surveys and get paid. The surveys are usually very short and take only a few minutes. The rewards are given in Google Play credits or PayPal cash, depending on your settings.


    • Very quick surveys

    • Instant payouts


    • Surveys are infrequent

Payment System: Payments are made instantly in the form of Google Play credits or PayPal cash. There’s no minimum payout threshold, so you get paid immediately after completing each survey.

I like using Google Opinion Rewards because the surveys are super quick, and I get paid instantly. It’s a no-brainer to keep on your phone and use whenever a survey pops up.


Foap is an app where you can sell your photos. If you love photography, this is a great way to make some money from your hobby. You simply upload your photos to the app, and buyers can purchase them for various uses. Each sale can earn you $5 after Foap’s commission.


    • Easy to upload and sell photos

    • Can earn good money if your photos are popular


    • High competition

Payment System: Payments are made through PayPal once your photo sells. There’s no minimum payout threshold, so you can withdraw your earnings as soon as you make a sale.

I’ve sold a few photos on Foap, and it’s exciting to see people buy my work. It’s a nice side income if you enjoy taking pictures, and the app is easy to use. It’s not a huge earner, but it’s satisfying for anyone who loves photography.


Acorns is an investment app that helps you save and invest your spare change. It rounds up your purchases to the nearest dollar and invests the difference. Over time, these small amounts add up and grow through investing.


    • Automated saving and investing

    • Easy to use


    • Fees for accounts with low balances

Payment System: Earnings are deposited into your Acorns account, where they are invested in a diversified portfolio. You can withdraw your funds to your bank account at any time, but note that it might take 3-6 business days to process the withdrawal.

I started using Acorns to invest without thinking much about it. It’s a simple way to build up some savings and learn about investing. The round-up feature is particularly nice because you don’t really notice the money being saved, but it adds up over time.


Ibotta gives you cashback on everyday purchases. You just need to activate offers in the app before you shop and then upload your receipt after you make a purchase. You can earn cashback on groceries, clothing, and even online purchases.


    • Lots of stores and products

    • Easy cashback process


    • Requires remembering to activate offers

Payment System: Once you reach a minimum of $20 in earnings, you can withdraw your cashback via PayPal, Venmo, or choose gift cards. The payout process is quick, usually taking just a few minutes to a couple of hours.

I love using Ibotta for grocery shopping. It’s nice to get some money back on things I’m buying anyway. I’ve earned a decent amount of cashback, especially during holiday shopping seasons. The app is user-friendly and offers are plentiful.


TaskBucks is an app that pays you for completing simple tasks like downloading apps, visiting websites, or taking surveys. The rewards can be redeemed as mobile recharges or PayPal cash.


    • Simple tasks

    • Quick payouts


    • Some tasks don’t pay much

Payment System: Payments can be redeemed for mobile recharges or PayPal cash once you reach a minimum threshold, which is usually around $1 to $5. Payments are processed instantly.

I’ve used TaskBucks for a while now. It’s an easy way to earn a little extra cash when I have some spare time. The tasks are usually quick and don’t require much effort. It’s convenient for earning small amounts frequently.


MooCash lets you earn money by watching videos, trying out new apps, and completing offers. You can cash out via PayPal, mobile recharge, or even Bitcoin.


    • Variety of tasks

    • Quick and easy to use


    • Some tasks can be repetitive

Payment System: You can redeem your earnings through PayPal, mobile recharge, or Bitcoin once you reach the minimum payout threshold of $5. Payments are usually processed within 24 hours.

I find MooCash handy for earning small amounts of money quickly. It’s simple to use and has a good variety of tasks. The payouts are instant, which is great if you need money quickly.


Slidejoy pays you to have ads on your phone’s lock screen. You earn points every time you unlock your phone. The points can be redeemed for gift cards or cash via PayPal.


    • Earn money passively

    • Easy to set up


    • Ads can be annoying

Payment System: You can redeem your points for PayPal cash or gift cards once you reach the minimum payout threshold of $2. Payments are processed within a few days.

I like Slidejoy because it’s a passive way to earn money. I just unlock my phone as usual and earn points that I can cash out. The ads are not too intrusive, and it’s a simple way to make some extra cash without much effort.

9.Receipt Hog

Receipt Hog pays you for uploading pictures of your receipts. You earn coins that you can redeem for cash or gift cards. The app also has sweepstakes and slots for extra earnings.


    • Easy to use

    • Fun and rewarding


    • Takes time to accumulate enough coins

Payment System: You can cash out your coins for PayPal cash or Amazon gift cards once you reach the minimum payout threshold of $5. Payments are usually processed within a week.

I use Receipt Hog every time I go shopping. It’s a fun way to make a little extra money from my everyday purchases. It’s also interesting to see the data trends and get rewarded for receipts I would otherwise throw away.


These apps have been a lifesaver for many, including myself, when it comes to earning some extra cash. They offer various ways to earn money quickly, whether it’s through surveys, cashback, investing spare change, or completing simple tasks. While they may not make you rich overnight, they are certainly a convenient way to supplement your income. So why not give them a try and see how much extra cash you can earn?


1. Are these apps safe to use?
Yes, all the apps mentioned are legitimate and safe to use. However, always read reviews and do your research before signing up.

2. How much money can I realistically make with these apps?
The amount varies depending on the app and how much time you invest. Generally, they are good for earning extra pocket money but won’t replace a full-time job.

3. Do I need to pay any fees to use these apps?
Most of these apps are free to join and use. However, some apps like Acorns may charge fees for certain accounts or services.

4. Can I use these apps on both Android and iOS devices?
Yes, most of these apps are available on both Android and iOS platforms. Check the app store for your device to confirm.

5. How quickly can I get paid?
Payment speed varies by app. Some apps like Google Opinion Rewards and MooCash offer instant payouts, while others like Acorns may take a few days to process withdrawals.


Hi, I'm Abuzar, a blogger with a passion for sharing ideas and stories. I write about a variety of topics, including technology, business, entertainment, and culture. My goal is to provide helpful and interesting content that resonates with my readers."

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